Share Certificates

ICFCU can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share  certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.

Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.

Share Certificates

Dividends posted quarterly Effective 04/08/2014 and are subject to change without notice.
Account Type Minimum Maximum
APR***
APY***
3 months $ . $ .
0.12 %
0.12 %
6 months
0.20 %
0.20 %
6 months $ 10,000.00
0.25 %
0.25 %
12 months
0.40 %
0.40 %
24 months
0.50 %
0.50 %
36 months
0.75 %
0.75 %
48 months
1.15 %
1.155 %
60 months
1.40 %
1.41 %