Home Equity Loans

The equity in your home can be a powerful financial tool.  Whether you are making home improvements, going on vacation, or paying for college or a wedding a home equity loan is a great choice.  Home equity loans have lower interest rates than many other loans and the interest may be tax deductible!  ICFCU offers competitive interest rates and two home equity options available to meet your particular need.


Fixed Home Equity Loan

  • Competitive fixed interest rates for term of the loan
  • Terms from 60 months to 180 months
  • Loans up to 90% Loan to Value

Home Equity Line of Credit (HELOC)

  • Low monthly payment of 1% of outstanding balance
  • Interest rates equal to Prime Rate as published in Wall Street Journal
  • Loans up to 90% Loan to Value
  • Funds are easily accessible through transfer to other ICFCU accounts or by using home equity checks tied to the account

Click Here to View Home Equity Disclosures

ICFCU NMLS #409307