All Loan Rates

Vehicle Rates

Rates Effective 4/16/2014
Rates listed are APR – Annual Percentage Rate
Description Term Description
APR
as low as
New/Used 2013-2014 36 mo.
1.99 %
60 mo.
1.99 %
72 mo.
2.74 %
2012 – 2008 60 mo.
2.49 %
2007 – 2005 48 mo.
3.49 %
2004 – 2001 36 mo.
4.24 %
Rates include .25% deduction for direct deposit
Boats and Motorcycles – Same Rates as Vehicles
CLASSIC/ANTIQUE/VINTAGE CARS: Add .50% on our highest secured car rate for up to 60 months. Autos only and they are subject to inspection.

Motor Home, Fifth Wheel, Travel Trailer Rates

Rates Effective 4/16/2014
Rates listed are APR – Annual Percentage Rate
Description Term Description
APR
as low as
New 60 mo.
2.99 %
72 mo.
3.49 %
96 mo.
3.74 %
108 mo.
3.99 %
2012 – 2008 60 mo.
3.49 %
72 mo.
3.74 %
 96 mo.         4.24 %
108 mo.         4.49 %
2007 – 2000 60 mo.
4.99 %
up to 120 mo.
add 2% to
new rates

Home Equity Rates

Rates Effective 4/16/2014
Description Term Description
APR
as low as
** HE – Fixed Rate >5 Year
4.25 %
** HE – Fixed Rate 10 Year
 4.375 %
** HE – Fixed Rate 15 Year
4.50 %
* HE – Fixed Rate 5 Year 71 – 90% LTV
4.50 %
** HE – Fixed Rate 10 Year 71 – 90% LTV
4.75 %
* HE – Fixed Rate 15 Year 71 – 90% LTV
5.00 %
Line of Credit 20
3.25 Variable -
Adjusts Monthly %

Personal Loan Rates

Rates Effective 4/16/2014
Rates listed are APR – Annual Percentage Rate
Description Term Description
APR
as low as
Up to 42 mo.
10.00 %
48 mo.
11.00 %

***APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on your credit score.

ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.